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Leasing vs Financing in Cape Girardeau, MO

Man and woman shaking hands

The auto financing experts at Auffenberg Hyundai of Cape Girardeau know too well that deciding how to finance your vehicle is almost as important as choosing the vehicle. It can be hard to decide if leasing or financing a vehicle is a better fit for your lifestyle and your budget. The pros at our Cape Girardeau, Missouri financing center are ready to help you find a personalized solution to your financing goals. Read our guide below to see what makes the most sense, then call our local Hyundai dealership to get the ball rolling.

Call us now at (833) 907-0150!

Leasing vs Buying a Vehicle from our Cape Girardeau, MO Hyundai Dealership

Benefits Leasing Buying
Ownership   X
Lower Down Payment X  
Lower Monthly Payment X  
No Mileage Limit   X
Vehicle Customization   X
Easier Trade In X  

Car Loans and Auto Leases
Cape Girardeau, MO | Jackson, MO | Paducah, KY

Car Lease

If you'd prefer lower monthly car payments and a smaller down payment required at signing, a new Hyundai lease might make more sense. Since leases aren't working towards ownership, you can expect to pay less each month, making a more expensive trim level or model within reach. Car leases are also a great way to change your vehicle every few years, allowing you to drive the newest vehicles with the most innovative technology every few years. An auto lease is nice because you can experience the most out of your vehicle without the long term commitment. However, you are locked into a contract, meaning you will have to pay hefty fees for going over the mileage limit or breaking the contract. Like the idea of fewer repairs? Opting to lease a Hyundai vehicle allows you to spend less on repairs since the vehicle is new and most of the maintenance is covered by a warranty. Make sure to ask the team at Auffenberg Hyundai of Cape Girardeau, MO to explore the current Hyundai lease specials!

Auto Loan

If you love fitting your car with performance parts and personalizing your vehicle, an auto loan might make more sense. While conventional financing might require a larger down payment and larger monthly payments, every cent towards those car payments is working towards ownership. Once you're done paying off the car loan, you'll officially own it. However, that does mean that repairs and maintenance are your responsibility. If you love working on your car, Hyundai financing might make more sense. The most important part of an auto loan is that there's no mileage limit. Whether you're taking daily trips to Jackson, MO or Paducah, KY, or have a family road trip scheduled, you can feel free to drive as much as you need without paying more in mileage fees. Conventional financing can be extremely beneficial to drivers that love to invest in the ownership of their cars. Contact Auffenberg Hyundai of Cape Girardeau, MO to learn about current Hyundai financing specials, bad credit financing, and more!

Choose the Right Hyundai Lease or Hyundai Financing for You

If the descriptions above haven't helped you decide whether you should lease or buy your next car, the auto financing experts at Auffenberg Hyundai of Cape Girardeau and standing by to help. Whether you're interested in a trade-in appraisal or you need help estimating your monthly payments, we're happy to find the best solution for your needs and your budget. Get in touch with our Cape Girardeau, MO Hyundai finance center to start the process today.

Department hours

386 Siemers Drive, Cape Girardeau, MO 63701