Chris Auffenberg Hyundai of Cape Girardeau Finance Center

Have you been considering buying your next new or used vehicle? If so, you need to find a place that can help you with your car lease or loan. Here at Chris Auffenberg Hyundai of Cape Girardeau, we not only offer a wide range of new and used Hyundai vehicles, but we also have an in-house finance center to assist you with your vehicle purchase. We suggest talking to our finance experts to learn more about your vehicle purchasing options and utilizing our many shopping tools to begin your car purchase today.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease or Loan Your New Hyundai Vehicle?

One of the most frequently asked questions our finance center receives is, "Should I lease or loan my new Hyundai vehicle?" The answer depends on your preferences and budget.

Benefits of Financing

Financing a new Hyundai car or SUV is wonderful for drivers who love to own their vehicle. When you finance a car, you're purchasing the vehicle with a loan. The upfront costs of a loan are higher than those of a lease, but the overall amount is less when you finance a new vehicle. Plus, you won't have to worry about added fees, mileage restrictions, or wear and tear requirements.

Benefits of Leasing

Leasing a new Hyundai car or SUV is ideal for drivers who prefer the latest models and a short-term commitment. Leases tend to have a three-year term, allowing you to buy a brand-new vehicle every few years. You also don't have to worry about the long-term maintenance and repairs of the vehicle, and can enjoy smaller monthly payments along the way. You do have to follow certain requirements and mileage caps, but it's easy to stay within the limits.

Check Out Our Current Finance Specials

To help you save even more, we suggest checking out our current new and used finance specials. These money-saving offers, global promotions, and factory specials help you spend less on the new Hyundai car of your dreams.

Use Our Online Finance Tools to Get Started

To begin your financing process, don't hesitate to access our online shopping tools. These helpful and convenient tools are secure and ready to get you started on your lease or loan journey. You can fill out our online finance application, value your trade-in, calculate your payments, and much more - all from the comfort of your home.

Frequently Asked Questions

The length of a car loan depends on several factors. The average car loan length is about 72 months. A typical lease term is three years or 36 months.

Absolutely, you can still get financing if you've had credit issues in the past. We work with all types of credit scores, financial situations, and more. Talk to our finance team, and we'll help you find the right lease or loan for your financial needs.

Yes, you can finance a vehicle with no down payment – that's called "zero-down" financing. However, having a down payment results in a lower overall price, which can lower your monthly payments, the interest rate, and the risk of negative equity in the vehicle. It's a good idea to have a down payment available, even if it's not a large amount.

Contact Chris Auffenberg Hyundai of Cape Girardeau to Learn More About Your Car Financing Options

If you'd like to discuss your lease or loan options, don't hesitate to reach out to our Chris Auffenberg Hyundai of Cape Girardeau team. We'd love to show you around our latest Hyundai vehicle lineup and work out a financial plan. Contact us to learn more or stop by our Cape Girardeau, MO, dealership today.

  1. Chris Auffenberg Hyundai of Cape Girardeau

    386 Siemers Drive
    Cape Girardeau, MO 63701

    • Sales: (573) 332-1711
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Get in Touch

  • Contact our Sales Department at: (573) 332-1711
  • Monday9:00AM-7:00PM
  • Tuesday9:00AM-6:00PM
  • Wednesday9:00AM-6:00PM
  • Thursday9:00AM-6:00PM
  • Friday9:00AM-7:00PM
  • Saturday9:00AM-5:00PM
  • SundayClosed